Banking
Traditionally banks recruited their new staff directly from graduating high school students. Today they are recruiting more graduates from tertiary institutions, because, let's face it, banking isn't just about withdrawing and depositing cash anymore. Think about the last time you actually went into a bank.
Today, mortgages and loans, term deposits and a diversity of different bank accounts dominate the personal banking industry, not to mention the massive variety of banking needs on business, nationally and global levels.
Through your Banking study you will be exposed to the issue of information gaps that exist between the borrower and the lender and the need to design contracts that reveal and monitor the quality of the borrower. You will also consider the nature and legal implications of the banker-customer relationship.
The high debt that financial institutions have in their capital structure, the interest sensitivity of their assets and the liquidity that depositors demand results in unique interest, credit and liquidity risk management issues. Government regulation and directives further complicate these issues.
These aspects of Banking are all focuses of our Banking degree. If you are planning a career within financial institutions this course is designed for you.
Traditionally banks recruited their new staff directly from graduating high school students. Today they are recruiting more graduates from tertiary institutions, because, let's face it, banking isn't just about withdrawing and depositing cash anymore. Think about the last time you actually went into a bank.
Today, mortgages and loans, term deposits and a diversity of different bank accounts dominate the personal banking industry, not to mention the massive variety of banking needs on business, nationally and global levels.
Through your Banking study you will be exposed to the issue of information gaps that exist between the borrower and the lender and the need to design contracts that reveal and monitor the quality of the borrower. You will also consider the nature and legal implications of the banker-customer relationship.
The high debt that financial institutions have in their capital structure, the interest sensitivity of their assets and the liquidity that depositors demand results in unique interest, credit and liquidity risk management issues. Government regulation and directives further complicate these issues.
These aspects of Banking are all focuses of our Banking degree. If you are planning a career within financial institutions this course is designed for you.
