Emergency and short term loans
If you need urgent short-term financial help, an emergency loan can provide you with funds to get you back on your feet.
Student loans are provided to domestic students who can demonstrate severe financial difficulties and need money to continue with their studies.
You are not eligible for a student loan if:
- you are enrolled in OUA, MIT, OnTrack or another enabling course
- you already have an encumbrance or unpaid debt to the University
- the loan cannot be used to pay tuition fees or other University debts or fines.
How does it work?
The money must be repaid by the due date, which varies from the end of the semester in which the loan was approved, to the end of the following semester. If your loan is not repaid by the due date you will be unable to order an academic transcript or, if you are completing your final semester, you will be unable to graduate.
Before applying for a student loan, you should consider other options. You could:
- explore bursary and scholarship availabilities including the Murdoch Senate
- contact the Murdoch Guild of Students regarding Student Assist
- for outstanding utilities bills, check if you are eligible for the Hardship Utilities Grant Scheme (HUGS)
- utilise community support agencies such as Anglicare or The Salvation Army
- if you're receiving a Centrelink payment, you may be eligible for an advanced payment—contact Centrelink directly.
Apply for a loan
- Download the emergency loan application form, or collect a hard copy from the Student Centre.
- Complete the form and submit by email to firstname.lastname@example.org or in hardcopy at the Student Centre.
Supporting documentation must be provided with your application, for example an overdue water/electricity/gas notice.
A panel will then assess your application and contact you by email with the outcome. This usually takes between 3-5 business days.